paydown first strategy
Why the ‘Paydown First’ Strategy Backfires for Small Businesses: A Data‑Driven Breakdown - story-based
Paying down debt before investing in growth often stalls a small business’s expansion because it ties up capital that could generate higher returns. The strategy ignores opportunity cost, cash-flow timing, and market dynamics, leading many owners to miss the growth window. According to a 2025 Resilience Media survey, 50%