ai budgeting
Why Personal Finance Secrets Fail for Freelancers
Traditional personal-finance advice fails freelancers because it assumes a steady paycheck, while most freelancers experience fluctuating cash flow that requires a variable, data-driven plan. In 2024, 42% of freelancers reported that conventional budgeting missed at least $1,200 in hidden expenses during a 30-day test period (Spring Cleaning Your Finances)